Mortgage estimate
Main scenario: 10-year fixed rate, 2% initial annual principal repayment. Purchase costs are included in the loan; lender acceptance is unconfirmed, especially for €0-cash purchases. No rent offset. Works, optional parking and running costs are excluded. Full-payoff time assumes the same rate and payment after year 10; actual refinancing and payoff remain unknown. Published effective rate is converted to a monthly rate for this illustration; actual lender cash flows/fees may differ.